Licensed Direct Lender • 12+ Years Trusted Service

Need Cash Fast? Get an Online Installment Loan for Personal Needs from a Direct Lender.

Discover speed and convenience with installment loan online from CashAmericaToday, the direct lender. Apply now for easy approval, transparent rates, flexible repayment, quick cash and zero stress!

Direct Lender From approval to your account - direct, fast and hassle-free.
Flexible Terms We give you a customizable repayment structure for greater control.
No Prepayment Penalties We give you freedom to pay off early anytime at no extra charges.
Apply Now Returning Customers
Loan Range $200 – $1,000
256-bit SSL Data Security*
online installment loan
Funding Speed Same Day*
Credit Score Not Impacted
Funding Speed Same Day*

What is an Online Installment Loan?

Online installment loan is a small loan amount, preferably $200- $1000, which is used for short-term cash crunch and paid back in fixed scheduled payment in parts. Installment loan online is best for borrowers seeking paperless application, instant loan approval decision with no impact on credit score, fast access to funds, fixed monthly payments, flexible repayment terms and clear payment end date.

Installment loans can be applied online from direct installment lenders or from a lending marketplace online. These loans are designed to deal with personal cash emergencies such as debt consolidation, medical bills, home improvements, vacation funding and other personal emergencies.

CashAmericaToday online installment loan

Where Can I Get an Online Installment Loan with Instant Approval?

If you are looking for convenient and superfast short-term funding options that align with your real-world cash flow, installment loans online from direct loan lenders can be of immense help.

Getting a small dollar loan up to $1000 online to meet your personal emergencies is made simpler with CashAmericaToday. As a trusted and licensed direct installment loan lender in the US, we understand that during a financial crisis, timely money is what matters the most.

Our online installment loans are specifically designed to offer you rapid funding without involving any third party. Thus, saving you from hassles of multiple applications, additional brokerage costs and lengthy loan processing.

Why Choose CashAmericaToday for a Quick Cash Loan?

Stop wasting your time searching for ‘online loans near me’. Apply right now with CashAmericaToday, one of the leading, trusted and licensed direct installment lenders in the US.

No origination fee
No processing fee
No administrative fees
No monthly service charges
No prepayment penalty
No ACH transfer fee
No middleman fees
Non-sufficient funds fee of $30
Funding from licensed direct installment lender online
Digital convenience. No store visit.
Single online loan application
Easy eligibility criteria that looks beyond credit score
No hard credit check for loan approval
Accessibility to good credit, bad credit and no credit
Same day* or next day funding
No third-party loan process
No collateral required
No spam calls or emails
Bank-level SSL encryption
Regulatory compliance
Fast loan approval decision
Dedicated professional support
Transparent terms
Direct funds via ACH transfer
Fixed and predictable monthly payments
Repayment flexibility with installments

Well defined and full breakdown of APR (Annual Percentage Rate)

Responsible lending practices

How Do I Apply for an Installment Loan Online Quickly?

Getting an online installment loan fast is possible with CashAmericaToday, the legitimate direct lender, that is in compliance with regulatory bodies in the state.

Requirements for Direct Lender Installment Loans Online

Be at Least 18 Years Old
Valid Social Security Number(SSN)
Valid Photo ID (Driver’s License/ Passport) Issued by Government
Active Checking Account
Income Proof
No Active Bankruptcy

3 Easy Steps to Apply for a Direct Lender Installment Loan Online in Minutes!

1

Apply Online

2-minute secure loan application online (Click Here)

2

Get Approved

Meet our simple eligibility criteria to get approved instantly.

3

Get Funding

Get funded same-day* or next day (Disclaimer)

TIPS to Avoid Delay in Funding

Keep your SSN, income proof, Valid ID, bank details handy Submit before 4 PM EST for same day funding* Avoid errors in personal information Enter accurate bank details

Solving Personal Financial Needs with Installment Loans Online

Personal Financial Needs with Installment Loans
Personal Financial Needs with Installment Loans

Join Our 1,050,000+ Customers Who Get Money Right When They Need!

Feedback That Fuels Our Growth

3.6 / 5

It was quick and easy. Did most everything online and talked with a representative to confirm details and was done. Very kind and knowledgeable. I would definitely recommend and will use them again in the future.

- NICOLE

I love cashamericatoday,I have used serval times and always had great customer service money deposited when they said and charges are lowest around. I recommend to any needing a loan.

- Christina Russo

CashAmericaToday is the best and always there to help me when I need extra cash. I have only had great experiences with them. I would recommend them to all my family and friends.

- Jay T

I’ve used cash America twice since I was approved and every time they came through with out any problems and always on time I would refer this company to as many of my family or friends whenever asked.

- Lequisha Ester

They were very easy to work with all the details of my loan were explained clearly from the beginning. Also customer service was always nice whenever I called it with a question about my account.

- Renay Streety

Reviews are the independent opinions of our users, and we do not hold any of them to be representative of all CashAmericaToday borrowers' experience.

Frequently Asked Questions

Installment loan is a kind of an unsecured loan that allows you to borrow small amounts of money and repay in fixed regular payments monthly.

Installment loan online is a viable option, if you are in short-term requirement of quick funding and you cannot afford to pay off in full.

Installment loans can be used for funding a variety of urgent personal cash needs such as medical bills, debt consolidation, car repairs, home repairs, holiday funding, etc. Installment loans serve as a great tool to build or enhance your credit history, if you make fixed payments without fail.

As a first-time borrower you can borrow anything starting from $100-$1000, provided you meet online installment loans criteria by CashAmericaToday. In general, any online loan application approval is based on your income, social status and state wise laws.

  • Be at least 18 years old
  • Valid Social Security Number (SSN)
  • Valid photo ID (Driver’s license/ passport) issued by government
  • Active checking account
  • Income proof
  • No active bankruptcy

No minimum score. All credit scores – good, bad and no credit are welcome.

Loan approval decision is near instant. You'll know quickly whether you've been approved.

No. Online installment loan is completely digital and can be conveniently applied online over the loan website from anywhere at any time.

Getting a bank loan approval means hard credit checks and requires a higher credit score. The loan process involves physical branch visit, exhaustive paperwork and collateral at times. The funding time is comparatively slower. Our installment loans online, on the other hand, offer superfast online application, near instant approval, no paperwork, flexible and minimal requirements, fast funding same-day* or next business day.

Yes, in contrast to payday loans online that require you to pay in lumpsum, installment loans allow you to pay the loan amount in equal monthly installments. If you do not default on loan payments, then installments loans are affordable.

Yes. CashAmericaToday looks beyond your credit score. We review your income and repayment capability for loan approval. Borrowers with bad credit or no credit history are also eligible to apply for our direct lender installment loans online.

No. Applying for installment loans from direct lender online does not require pledging your assets. CashAmericaToday, as a direct lender online offers unsecured installment loans without any collateral.

CashAmericaToday, as a direct loan lender online offers:

  • Loans for bad credit
  • No credit check loans
  • Alternative to payday loans
  • Emergency loans
  • Debt consolidation loans
  • Personal loans
  • Short-term loans
Trusted Direct Lender • 12+ Years
Ready to Get Started?

Apply for $200 – $1,000 with quick approval from a trusted direct lender.

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