Same Day Funding is NOW AVAILABLE!

Direct Lender Online Installment Loans

Instant Approval Even for a Bad Credit Score

Direct Lender Guaranteed Approval Loans*

Instant Approval. Fast Funding. Safe & Secure.

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Applying Does NOT Affect Your Credit Score

No Credit Check
No Credit Check

Instead, we look at your monthly income.

Direct Lender
Direct Lender

Just fast, secure service directly from us.

100% Online
100% Online

Fully online process from application to funding

Direct Deposit
Direct Deposit

Receive funds straight into your bank account

Online Installment Loans with No Credit Check

We offer same day installment loans online without conducting a credit check with guaranteed approval. Sounds unbelievable? It's true, and here's why and how we do it.

We do realise that not everyone can have a perfect credit score. Among the loan rejection reasons, a poor credit score stands out as the most common reason. Hence, CashAmericaToday has come up with online installment loans with no credit check, offering loans even to people with a bad credit score. Now, how do we manage to offer you instant online loans even if you have a bad credit score? We rely on your monthly income. If you have a stable job with regular income, that's more than enough to offer you a loan. As a direct lender, we can provide instant approval online installment loans even without a credit check.

You can get guaranteed approval for your online installment loan with a stable income by meeting a few simple criteria.

Requirements For Our Online Installment Loans

18 Years Old

You are at least 18 years old

Social Security Number

You have a Social Security Number

Bank Account and Valid Details

You hold a checking bank account

Stable and Regular Income

You have a regular income

Whether you're searching for no credit check online loans with guaranteed approval or just need funds fast, we're here to help - securely and responsibly. Do you have questions about quick online installment loans from CashAmericaToday? Explore our FAQ page.

Why Choose CashAmericaToday for an Online Installment Loan?

  • Our interest rates are among the most competitive when it comes to short-term loan solutions
  • We prioritize responsible lending practices, ensuring all our loans are provided transparently and fairly.
  • Our online installment loans can be paid back monthly conveniently through the ACH system
  • You can apply for installment loans around the clock, even on weekends
  • We don't ask for a written referral from your employer; your bank statement is enough
  • We are a considerate and legitimate lender that keeps your privacy intact
  • We treat our regular users with VIP customer status, which comes with more benefits
  • We provide online installment loans with instant approval without the need for a credit check, even if you have a bad credit score

Get Quick, Direct Funds in 3 Easy Steps with CashAmericaToday


Apply Online
Apply Online

Fill out your details and submit
Get Approval Immediately
Get Fast Approval

Accept and e-sign your loan documents

Get Cash
Get Cash

Get funds directly into your account

Fast and Easy Installment loan application

Get Same Day Funding with CashAmericaToday!

We offer quick loans with guaranteed approval without the need to fax any kind of documents. Our instant decision process means you'll know quickly if you're approved, and our no credit check approach ensures a smooth and hassle-free experience. Loans approved before 11 am CST are eligible for same-day funding installment loans. If you apply later, then you will get your loan processed no later than the next business day. Looking for installment loans direct from a lender with no credit check and fast funding? You've found it - apply in minutes and get cash as soon as today with guaranteed approval.

Defeat Your Money Problems With Us by Your Side

With unexpected events cropping up now and then, it's easy to feel overwhelmed by the burden of unpaid expenses and emergency fund requests. If you ever feel like you need a helping hand, CashAmericaToday is here to provide the assistance you require with attractive loan offers. As a direct lender, we provide you with fast and easy funding solutions online without a credit check. Whether it's a medical emergency or a car breakdown that requires immediate funds, our online installment loans offer instant approval even if you have bad credit tailored to meet your financial needs without any undue stress or pressure.

Our process for online loans is simple and secure. CashAmericaToday is here to provide assistance with attractive loan offers that come with guaranteed approval for eligible customers with no credit check. So why wait? Take control of your finances today with CashAmericaToday's instant approval installment loans online!

Our Frequently Asked Questions

How do I know that CashAmericaToday is a genuine direct loan lender?

At CashAmericaToday, our policies are very clear when it comes to our loan offerings. We do not charge you a fee before we give you a loan and our terms and rates are transparent, which is something that a fraudulent lending website will not include.

Do you offer installment loans for bad credit?

Yes. Being a considerate online trusted lender, CashAmericaToday provides online installment loans even for bad credit with flexible requirements. That is because we do not conduct credit checks, since we don't rely on your credit score in order to decide whether to fund you or not.

Is it safe to apply for an online loan with CashAmericaToday?

Yes. We use high-end encryption methods that ensure that your information remains safe with us. We also make sure to keep your information confidential.

How much can I borrow?

At CashAmericaToday, we offer up to a $1000 unsecured cash loan, subject to your eligibility.

If I apply for an installment loan same day funding, how long will it take for me to get approved?

In most cases, same-day funding for installment loans is possible if your application is approved and signed on the same day, as long as all the necessary information was provided by you. In any case, it will depend on your particular banking system when you receive the funds.

Can I get instant loans online with guaranteed approval?

We can guarantee approval if you match our eligibility criteria. We at CashAmericaToday have a higher approval rate of over 90% due to flexible requirements.

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CashAmericaToday is registered with the Utah Department of Financial Institutions to offer consumer credit services. When you submit your application to us online, it will be processed just as if you had submitted it in person, establishing Utah as the jurisdiction for the negotiation, execution, and fulfillment of all applications and agreements. If your application is approved, the funds will be disbursed from our account in Utah. Please note that Utah's laws governing consumer loan agreements may differ from those of your home state. It is the applicant's responsibility to adhere to all statutory requirements related to obtaining internet loans in their state of residence. Please be aware that this service may or may not be available in your specific state, and loans are not offered in the state of Michigan.

CashAmericaToday is a brand of Silver Financial Capital. The purpose is to meet your short-term borrowing needs, not long-term financial needs. Please note that this is an expensive form of borrowing. The loans and lines of credit may be used for whatever reason you need, like unexpected emergencies, car repairs, medical bills, or travel expenses. In addition, alternative forms of financing like credit card cash advances, personal loans, and home equity lines of credit might be more affordable and better suited to your needs.

CashAmericaToday does not perform any credit checks through the three major credit bureaus Experian, Equifax or TransUnion. We collect required information regarding debtors' creditworthiness from a third party source.

Approval time depends on the authenticity and verifiability of your documents. You might be requested to provide further information if required. Note that we do not approve all the loan requests. On the basis of state laws and your repayment ability, the terms and rates may vary. Any loan requested on Friday after 6:00 PM CST will be processed on the next business day, usually Monday- unless it is a holiday.

Should you have any doubts, please call our customer support at (855) 840-5688, Monday- Friday: 7:00 AM to 4:30 PM (CST) or email to support@cashamericatoday.com.

* I have read and understand the Terms and Conditions & Privacy Policy of this loan. All loans financed by CashAmericaToday Footnotes: * Guaranteed loans are subject to eligibility criteria, which you can find on this page.