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Online Installment Loans with Fast Approval

Stop Overpaying for Payday Loans

Get More from Our Affordable Installment Loans Online

Instant Approval. Fast Funding. Safe & Secure.

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Applying Does NOT Affect Your Credit Score

Direct Lender
No Hard Credit Check
Faxless Loan Process
Direct Deposit
Simple and Fast
Simple and Fast

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flexible Approval
Flexible Approval

Instantly Approved

Affordable Payments
Affordable Payments

Lower APR

Personalized Service
Personalized Support

Email and Phone Support

Get Quick Cash Loans in 3 Easy Steps with CashAmericaToday


Apply Online
Apply Online

Fill out your details and submit

Get Approval Immediately
Get Fast Approval

Accept and e-sign your loan documents

Get Cash
Get Cash

Get funds directly into your account

Fast and Easy Installment loan application

Why Choose CashAmericaToday for an Online Installment Loan?

Say No to Third Party Lenders and Choose CashAmericaToday

CashAmericaToday is a direct lender that operates online and offers quick funds, especially to people looking to cover up emergencies. We at CashAmericaToday do not require you to have a great credit score or have collateral to obtain a loan from us. We do not do a hard credit check and instead judge your creditworthiness through a soft credit check that involves analyzing your monthly income.

We have a simple 3-minute-long application process that asks you to fill in your basic details. Once you fill in the application, you get an instant decision on your loan application. In most cases, the decision is in your favour only, as we have a reputation for a higher approval rate and boast of approving more than 90% of applications that we receive. All this while offering loans to people with bad credit or no credit history. Here are some of the benefits that you have when going through CashAmericaToday:

  • Our interest rates are among the most competitive when it comes to short-term loan solutions
  • Our online installment loans can be paid back monthly conveniently through the ACH system
  • You can apply for installment loans around the clock, even on weekends
  • We don't ask for a written referral from your employer, your bank statement is enough
  • We are a considerate and legitimate lender that keeps your privacy intact
  • We treat our regular users with VIP customer status, which comes with more benefits
Requirements For Our Online Installment Loans
18 Years Old

You are at least 18 years old

Social Security Number

You have a Social Security Number

 Bank Account and Valid Details

You hold a checking bank account

Stable and Regular Income

You have a regular income

Get Same Day Funding with CashAmericaToday!

We offer quick loans without the need to fax any kind of documents. Our instant decision process means you'll know quickly if you're approved, and our no credit check approach ensures a smooth and hassle-free experience. Loans approved before 11 am CST are eligible for same-day funding installment loans. If you apply later, then you will get your loan processed no later than the next business day.

Defeat Your Money Problems With Us by Your Side

With unexpected events cropping up now and then, it's easy to feel overwhelmed by the burden of unpaid expenses and emergency fund requests. If you ever feel like you need a helping hand, CashAmericaToday is here to provide the assistance you require with attractive loan offers. As a direct lender, we provide you with fast and easy funding solutions in your tough times. Whether it's a medical emergency or a car breakdown that requires immediate funds, our online installment loans are tailored to meet your financial needs without any undue stress or pressure.

Our process for online loans is simple and secure. So why wait? Take control of your finances today with CashAmericaToday's loans online!

Our Frequently Asked Questions


How do I know that CashAmericaToday is a genuine direct loan lender?

At CashAmericaToday, our policies are very clear when it comes to our loan offerings. We do not charge you a fee before we give you a loan and our terms and rates are transparent, which is something that a fraudulent lending website will not include.

Do you offer installment loans for bad credit?

Yes. Being a considerate online trusted lender, CashAmericaToday provides guaranteed installment loans even for bad credit. That is because we do not conduct credit checks, since we don't rely on your credit score in order to decide whether to fund you or not.

Is it safe to apply for an online loan with CashAmericaToday?

Yes. We use high end encryption methods that ensure that your information remains safe with us. We also make sure to keep your information confidential.

How much can I borrow?

At CashAmericaToday, we offer up to $1000 unsecured cash loan, subject to your eligibility.

If I apply for an installment loan same day funding, how long will it take for me to get approved?

In most cases, same-day funding for installment loans is possible if your application is approved and signed on the same day, as long as all the necessary information was provided by you. In any case, it will depend on your particular banking system when you receive the funds.

Can I get instant loans online guaranteed approval?

No lender can promise guaranteed approval, as this depends on many loan factors. We at CashAmericaToday have a higher approval rate of over 90% due to flexible requirements. Hence you can easily get a loan approval from us.

A trusted single lending source for your cash crunch. Apply now!
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Applying Does NOT Affect Your Credit Score

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Reviews are the independent opinions of our users, and we do not hold any of them to be representative of all CashAmericaToday borrowers' experience.


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CashAmericaToday is registered with the Utah Department of Financial Institutions to offer consumer credit services. When you submit your application to us online, it will be processed just as if you had submitted it in person, establishing Utah as the jurisdiction for the negotiation, execution, and fulfillment of all applications and agreements. If your application is approved, the funds will be disbursed from our account in Utah. Please note that Utah's laws governing consumer loan agreements may differ from those of your home state. It is the applicant's responsibility to adhere to all statutory requirements related to obtaining internet loans in their state of residence. Please be aware that this service may or may not be available in your specific state, and loans are not offered in the state of Michigan.

CashAmericaToday is a brand of Silver Financial Capital. The purpose is to meet your short-term borrowing needs, not long-term financial needs. Please note that this is an expensive form of borrowing. The loans and lines of credit may be used for whatever reason you need, like unexpected emergencies, car repairs, medical bills, or travel expenses. In addition, alternative forms of financing like credit card cash advances, personal loans, and home equity lines of credit might be more affordable and better suited to your needs.

CashAmericaToday does not perform any credit checks through the three major credit bureaus Experian, Equifax or TransUnion. We collect required information regarding debtors' creditworthiness from a third party source.

Approval time depends on the authenticity and verifiability of your documents. You might be requested to provide further information if required. Note that we do not approve all the loan requests. On the basis of state laws and your repayment ability, the terms and rates may vary. Any loan requested on Friday after 6:00 PM CST will be processed on the next business day, usually Monday- unless it is a holiday.

Should you have any doubts, please call our customer support at (855) 840-5688, Monday- Friday: 7:00 AM to 4:30 PM (CST) or email to support@cashamericatoday.com.

* I have read and understand the Terms and Conditions & Privacy Policy of this loan. All loans financed by CashAmericaToday