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Online Installment Loans with Instant Approval

The Best Alternative to Payday Loans

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Applying Does NOT Affect Your Credit Score

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No Hard Credit Check
Faxless Loan Process
Direct Deposit
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Simple and Fast

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Guaranteed Funds
Guaranteed Funds

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Affordable Payments
Affordable Payments

Lower APR

Personalized Service
Personalized Service

Email and Phone Support

Get a Quick Installment Loan in 3 Easy Steps!!

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Apply Online

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Get Approval Instantly

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Get Cash

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Online Installment Loans with Guaranteed Approval from CashAmericaToday

Say No to Third Party Lenders and Choose CashAmericaToday

We at CashAmericaToday operate online and offer quick funds directly to borrowers without any third-party involvement. We do offer guaranteed approval installment loans, provided you fulfill the eligibility criteria. Our online loans are accessible with no hard credit checks, and you can apply in just 3 minutes without needing any paperwork or faxing. We judge your creditworthiness through a soft credit check that involves analyzing your monthly income.

We have a simple 3-minute-long application process that asks you to fill in your basic details. Once you fill in the application, you get an instant decision on your loan application. In most cases, the decision is in your favour only, as we are known for a higher approval rate and boast of approving more than 90% of the applications that we receive. All this while offering loans to people with bad credit or no credit history.

Requirements For Our Installment Loans
18 Years Old

You are at least 18 years old

Social Security Number

You have a Social Security Number

 Bank Account and Valid Details

You hold a checking bank account

Stable and Regular Income

You have a regular income

Got a question? Get it answered through our FAQ page or get in touch with us through email or call.

Why Choose CashAmericaToday for Instant Approval Installment Loans
  • Our interest rates are among the most competitive when it comes to short-term loan solutions
  • We prioritize responsible lending practices, ensuring all our loans are provided transparently and fairly.
  • Online installment loans can be paid back conveniently via the ACH system on a monthly basis.
  • You can apply for installment loans around the clock, even on weekends.
  • As we are a direct lender, we provide an instant decision on your installment loan application
  • We don't ask for a written referral from your employer, your bank statement is enough
  • We are a considerate and legitimate lender that keeps your privacy intact
  • We treat our regular users with VIP customer status, which comes with more benefits
Direct Lender Online Installment Loans with Instant Approval

Solve Your Financial Needs with Ease

Emergencies do not knock before making their way to your doorstep, hence, you should be ready to tackle them. Friends, relatives are the first option to obtain funds to cover an emergency. You can never be sure of getting funds from them, however, we can promise you guaranteed funds to cover your emergency if you fulfill our eligibility criteria. If you’re looking for same-day installment loans or online installment loans with instant approval, CashAmericaToday is here to provide a quick and easy financial solution.

Whether it’s a medical bill, car repair, or any other urgent expense, our installment loans are designed to help you overcome financial obstacles stress-free. Also, we do not care about your credit score as we at CashAmericaToday offer no credit check online installment loans. We just go through your monthly income and employment history to check your creditworthiness.

As we are a direct lender and do not need collateral or a hard credit check from you, our loans do not take time to process. We offer instant approval loans with same-day funding. Just moments after you apply for a loan from us, you will know your approval status.

Get Same Day Funding with CashAmericaToday!

Need quick cash for an unexpected emergency? CashAmericaToday specializes in providing no credit check loans, offering same-day funding with a straightforward loan application process. Our online application is available 24/7, so you can apply whenever it’s convenient for you.

We believe in a simple application process with no paperwork or exchanging faxes. Apply for a loan with us, and if you’re approved before 11 AM CST, you may receive your funds the same day!

Properly go through the eligibility criteria and be eligible for online installment loans instant approval from us. Get started with your loan application now!

Our Frequently Asked Questions


How do I know that CashAmericaToday is a genuine direct loan lender?

At CashAmericaToday, our policies are very clear when it comes to our loan offerings. We do not charge you a fee before we give you a loan and our terms and rates are transparent, which is something that a fraudulent lending website will not include.

Do you offer installment loans for bad credit?

Yes. At CashAmericaToday, we offer online installment loans for bad credit with a high approval rate. We consider multiple factors beyond just your credit score, which means even those with poor credit may qualify. As a direct lender, we focus on income stability and other eligibility criteria to provide fair loan access.

Is it safe to apply for an online loan with CashAmericaToday?

Yes. We use high end encryption methods that ensure that your information remains safe with us. We also make sure to keep your information confidential.

How much can I borrow?

At CashAmericaToday, we offer up to $1000 unsecured cash loan, subject to your eligibility.

If I apply for an installment loan same day funding, how long will it take for me to get approved?

In most cases, same-day funding for installment loans is possible if your application is approved and signed on the same day, as long as all the necessary information was provided by you. In any case, it will depend on your particular banking system when you receive the funds.

Can I get instant loans online guaranteed approval?

No lender can promise guaranteed approval, as this depends on many loan factors. We at CashAmericaToday have a higher approval rate of over 90% due to flexible requirements. Hence you can easily get a loan approval from us.

A trusted single lending source for your cash crunch. Apply now!
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Applying Does NOT Affect Your Credit Score

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Reviews are the independent opinions of our users, and we do not hold any of them to be representative of all CashAmericaToday borrowers' experience.


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CashAmericaToday is registered with the Utah Department of Financial Institutions to offer consumer credit services. When you submit your application to us online, it will be processed just as if you had submitted it in person, establishing Utah as the jurisdiction for the negotiation, execution, and fulfillment of all applications and agreements. If your application is approved, the funds will be disbursed from our account in Utah. Please note that Utah's laws governing consumer loan agreements may differ from those of your home state. It is the applicant's responsibility to adhere to all statutory requirements related to obtaining internet loans in their state of residence. Please be aware that this service may or may not be available in your specific state, and loans are not offered in the state of Michigan.

CashAmericaToday is a brand of Silver Financial Capital. The purpose is to meet your short-term borrowing needs, not long-term financial needs. Please note that this is an expensive form of borrowing. The loans and lines of credit may be used for whatever reason you need, like unexpected emergencies, car repairs, medical bills, or travel expenses. In addition, alternative forms of financing like credit card cash advances, personal loans, and home equity lines of credit might be more affordable and better suited to your needs.

CashAmericaToday does not perform any credit checks through the three major credit bureaus Experian, Equifax or TransUnion. We collect required information regarding debtors' creditworthiness from a third party source.

Approval time depends on the authenticity and verifiability of your documents. You might be requested to provide further information if required. Note that we do not approve all the loan requests. On the basis of state laws and your repayment ability, the terms and rates may vary. Any loan requested on Friday after 6:00 PM CST will be processed on the next business day, usually Monday- unless it is a holiday.

Should you have any doubts, please call our customer support at (855) 840-5688, Monday- Friday: 7:00 AM to 4:30 PM (CST) or email to support@cashamericatoday.com.

* I have read and understand the Terms and Conditions & Privacy Policy of this loan. All loans financed by CashAmericaToday