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Applying Does NOT Affect Your Credit Score

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No credit checks

Easy to qualify as no credit checks are run.

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What are short term loans?

Loans taken by the borrower with a short repayment period are called short term loans. These are a great option to cover up small funding requirements with a relatively lower rate of interest compared to normal loans. A short term loan could be a payday or installment loan. CashAmericaToday offers short term installment loans with a short repayment schedule.

If you have a bad credit score, then a short term loan is the best option for you. These loans help you improve your credit score. CashAmericaToday offers instant short term loans online without going through your credit score or collateral. Apply for a short term loan from us today and improve your credit score.

short term loans

No Credit Check Short Term Loans

Agreed! These loans help you build your credit score. But, how do you get a loan with a poor credit score? The good news is that you can get a loan for a bad credit score from CashAmericaToday, a trusted direct lender. We at CashAmericaToday do not need a hard credit check from borrowers.

All we need you to do is provide us with basic information like your name, mobile number, SSN, and your monthly income to get a loan from us, without credit check.

Chances of Loan Approval

This is where borrowers struggle. When they do not get approved for a loan, they not only face the dilemma of rejection, but their credit score also drops. Now, when you are going through CashAmericaToday, you are less likely to face rejection. We are a trusted direct lender with flexible requirements, which doesn’t even include a good credit score. You will get a loan from us even with a bad credit score. While no loan can be 100% guaranteed, our high approval rates and flexible criteria make us one of the most reliable lenders for short term loans.

We have got an approval rate of over 90%. The cherry on the cake is that we not only offer higher chances of approval, but also a speedy approval. As we are a direct lender, we do not require you to fax documents or pledge collateral, which saves you a lot of time, and you get instant approval for a loan.

Easy Accessible Short Term Loans Online

We at CashAmericaToday operate online and hence you can process your short term loan online through a simple process. You do not need to fax any kind of documents to us. However, you will be required to accept loan terms through e-signature, post loan approval.

Apply for Short Term Loans Online

We are a customer-oriented company and hence offer a simple application process for a short term loan. Go through the following steps to apply for a loan from CashAmericaToday:

  • Fill out our quick short term loans application form. Submit it to hear from us for the next steps.
  • One of our team members will get in touch with you and inform you of loan approval.
  • You will be asked to go through the loan terms and e-sign to agree to them.
  • Upon agreement to the loan terms, your loan will be instantly disbursed into your checking account

Ditch traditional lenders and apply for a short term loan from CashAmericaToday! The key to getting approved for a loan is just a loan application away. Fill it out and get approved instantly!

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Reviews are the independent opinions of our users, and we do not hold any of them to be representative of all CashAmericaToday borrowers' experience.


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Applying Does NOT Affect Your Credit Score

CashAmericaToday is registered with the Utah Department of Financial Institutions to offer consumer credit services. When you submit your application to us online, it will be processed just as if you had submitted it in person, establishing Utah as the jurisdiction for the negotiation, execution, and fulfillment of all applications and agreements. If your application is approved, the funds will be disbursed from our account in Utah. Please note that Utah's laws governing consumer loan agreements may differ from those of your home state. It is the applicant's responsibility to adhere to all statutory requirements related to obtaining internet loans in their state of residence. Please be aware that this service may or may not be available in your specific state, and loans are not offered in the state of Michigan.

CashAmericaToday is a brand of Silver Financial Capital. The purpose is to meet your short-term borrowing needs, not long-term financial needs. Please note that this is an expensive form of borrowing. The loans and lines of credit may be used for whatever reason you need, like unexpected emergencies, car repairs, medical bills, or travel expenses. In addition, alternative forms of financing like credit card cash advances, personal loans, and home equity lines of credit might be more affordable and better suited to your needs.

CashAmericaToday does not perform any credit checks through the three major credit bureaus Experian, Equifax or TransUnion. We collect required information regarding debtors' creditworthiness from a third party source.

Approval time depends on the authenticity and verifiability of your documents. You might be requested to provide further information if required. Note that we do not approve all the loan requests. On the basis of state laws and your repayment ability, the terms and rates may vary. Any loan requested on Friday after 6:00 PM CST will be processed on the next business day, usually Monday- unless it is a holiday.

Should you have any doubts, please call our customer support at (855) 840-5688, Monday- Friday: 7:00 AM to 4:30 PM (CST) or email to support@cashamericatoday.com.

* I have read and understand the Terms and Conditions & Privacy Policy of this loan. All loans financed by CashAmericaToday