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Applying Does NOT Affect Your Credit Score

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Easy to qualify as no credit checks are run.

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Get up to $5000 instantly without a Credit Check!

Credit checks can be frustrating at times, and even more so if we get rejected for a loan after the credit check. This also negatively affects your credit score. You do not need to worry about this when you go through CashAmericaToday. We are a direct lender and hence do not do a hard credit check, and hence your credit score doesn’t have to bear the brunt of loan rejection. However, it’s tough to get rejected from us for a loan as we have very flexible requirements.

Got bad credit, or don’t want to go through a credit check? You are welcome to apply from CashAmericaToday and receive instant funding (max 24 hours post application).

Personal Loan with Bad Credit: Know it inside out!

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You should always ask questions before taking a big financial decision. You know that we at CashAmericaToday offer personal loans with bad credit as well, but how do we do it, and what exactly are their features? Let’s see!

People could end up with a bad credit score for a variety of different reasons. It could be late payments, multiple debts, or utilizing their credit to the fullest. Once you fall into the bad credit column, you are ignored by banks. However, we do not do that. As a direct lender, CashAmericaToday offers personal loans for bad credit as well. We judge your loan application based on your monthly income rather than your credit score.

We are your best chance to obtain a loan for bad credit. While no one can promise 100% guaranteed loans, we come close to it as we have a higher approval rate of over 90%. Take a bad credit personal loan from us today and improve your credit score by making timely payments.

How to Apply for Bad Credit Personal Loans?

We have a simple application process that can be completed in 3 simple steps:

  • Fill out and submit our online loan application form.
  • Our team will get back to you with a decision on your loan application and terms.
  • Upon agreement to the loan terms, your loan will be instantly disbursed into your checking account on the sameday

We at CashAmericaToday value our customers and their decisions. Before proceeding with a loan from us, do check out our terms and conditions. We have already informed you of all the features of a loan from us, but still, if you have any questions regarding loan terms, you can refer to our terms and conditions page.

Personal loans online

Got Multiple Bills or Debts? Get a Debt Consolidation Bad Credit Personal Loan

Credit card bills or personal loan EMIs could pile up sometimes. In such a situation, it gets tough to manage. You also cannot take a personal loan with already existing debt with a bad credit score, right? Wrong, we would like to correct you here. We understand the importance of consolidating debt and hence offer a loan specially for your debt consolidation. We do not care if you have a bad credit score or no credit score at all.

Get a hassle-free bad credit personal loan to consolidate your debt today!

Easy Steps To Get Bad Credit Personal Loans

Who Can Get A Personal Loan?

Our eligibility criteria are as follows:

  • Age 18 or older
  • Have a Social Security Number
  • Have a checking bank account
  • Have a regular income

Why Get a Bad Credit Personal Loan from CashAmericaToday

The main benefit of getting a loan from us is that we are a direct lender and hence can offer fast and easy loans. Here are some more benefits of going for a loan from us::

  • Our loans come with no hard credit checks, meaning you never have to worry about the negative impact on your credit history.
  • We serve you with quick loans and give instant decisions on your application.
  • Our loans are free from paperwork and faxing requirements. This saves time and gives us a chance to process your loan instantly.
  • We are available online around the clock, and you can apply for loans from the comfort of your home.
  • Flexible repayment terms as per your needs and loan amount.
  • As we are a direct lender, we process your loan directly without sharing your personal information with third-party lenders or agents, offering you security and privacy.

All you need to do to avail a loan from us is simply fill out our quick online loan application. Once you submit the application, our team will get back to you with the next steps. Wait no more, apply for a loan of up to $5000 from CashAmericaToday!!!


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Reviews are the independent opinions of our users, and we do not hold any of them to be representative of all CashAmericaToday borrowers' experience.


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Applying Does NOT Affect Your Credit Score

CashAmericaToday is registered with the Utah Department of Financial Institutions to offer consumer credit services. When you submit your application to us online, it will be processed just as if you had submitted it in person, establishing Utah as the jurisdiction for the negotiation, execution, and fulfillment of all applications and agreements. If your application is approved, the funds will be disbursed from our account in Utah. Please note that Utah's laws governing consumer loan agreements may differ from those of your home state. It is the applicant's responsibility to adhere to all statutory requirements related to obtaining internet loans in their state of residence. Please be aware that this service may or may not be available in your specific state, and loans are not offered in the state of Michigan.

CashAmericaToday is a brand of Silver Financial Capital. The purpose is to meet your short-term borrowing needs, not long-term financial needs. Please note that this is an expensive form of borrowing. The loans and lines of credit may be used for whatever reason you need, like unexpected emergencies, car repairs, medical bills, or travel expenses. In addition, alternative forms of financing like credit card cash advances, personal loans, and home equity lines of credit might be more affordable and better suited to your needs.

CashAmericaToday does not perform any credit checks through the three major credit bureaus Experian, Equifax or TransUnion. We collect required information regarding debtors' creditworthiness from a third party source.

Approval time depends on the authenticity and verifiability of your documents. You might be requested to provide further information if required. Note that we do not approve all the loan requests. On the basis of state laws and your repayment ability, the terms and rates may vary. Any loan requested on Friday after 6:00 PM CST will be processed on the next business day, usually Monday- unless it is a holiday.

Should you have any doubts, please call our customer support at (855) 840-5688, Monday- Friday: 7:00 AM to 4:30 PM (CST) or email to support@cashamericatoday.com.

* I have read and understand the Terms and Conditions & Privacy Policy of this loan. All loans financed by CashAmericaToday